Understanding “Agency” Loans

Understanding “Agency” Loans

What Are Agency Loans? Agency loans are types of mortgage loans that are guaranteed by government-sponsored enterprises (GSEs) such as Fannie Mae, Freddie Mac, and Ginnie Mae. These entities do not directly offer loans to consumers, but they do purchase and guarantee...
CRE: What’s Hot and What’s Not in 2024

CRE: What’s Hot and What’s Not in 2024

With Q1 behind us and Q2 well underway, it’s time for a check-in with the state of commercial real estate so far this year. While there are some definite national trends, conditions vary from region to region with some regions bucking those trends. Understanding the...
VC Capital vs. Cash Flow to Fund Business Growth

VC Capital vs. Cash Flow to Fund Business Growth

There’s no official word on who coined the term, “The bigger they are, the harder they fall,” but it certainly seems to apply to “unicorn” businesses as of late. These privately owned businesses earn the classification “unicorn” when they breach the $1B valuation...
The Challenges of Traditional Banking

The Challenges of Traditional Banking

Rules of exchange have been available since the first peoples began to ascribe value to things and to barter and trade, so it’s no surprise that the financial services industry is steeped in tradition. But today, the world is changing exponentially and it’s not...
Financing Sustainable Upgrades for Your Commercial Property

Financing Sustainable Upgrades for Your Commercial Property

Businesses are always looking for ways to manage costs and retain earnings. Upgrading property is an opportunity to implement project details that accomplish just that. Through sustainable upgrades, businesses realize benefits that go beyond energy savings. The...